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The Pierce Insurance Agency Team
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We are committed to serving the needs of all sizes of businesses. We have gathered a group of proffessionals who bring specailized knowledge and talent to our organization so that we can be your consultants that can add dollars to your bottom line.

We have many industry specific insurance packages that can be tailored to your businesses specific needs including:

Manufacturing Cabinet Shops Machine Shops General Contractors
Contractors/Utility Land Contractors Street/Road Builders Water Well Drillers
Agri Businesses Auto Parts Golf Courses Churches
Hotels/Motels
 
Manufacturing Back to Top

The following coverages are available for manufacturing specific businesses:

   Blanket Property
   No Coinsurance Penalty
   Product Liability
   Product Recall
   Selling Price Coverage
   Off Premises
   Dishonesty
   Mechanical Breakdown
   Automobile
   Workers' Compensation
   Umbrella
   Directors and Officers in Transit
   Employee Benifits Liability
   Computer Equipment
   Employment Practices (Abuse, Wrongfull
       Termination, etc.)
 
Cabinet Shops Back to Top

Our Cabinet Shop program provides many expanded and optional coverages speciffically designed for this industry. We can provide the following for your business:

   Blanket Property
   No Coinsurance Penalty
   Product Liability
   Replacement Cost
   Property of Others
   Property at Jobsite
   Dishonesty
   Automobile
   Workers' Compensation
   In Transit
   Employee Benifits Liability
   Computer Equipment
   Employment Practices (Abuse, Wrongfull
       Termination, etc.)
 
Machine Shops Back to Top

Our Machine Shop program is specifically tailored to your company. With over 30 years of experience in serving die, mold and precision machining companies in the insurance market, we know what your needs are. Put us to the test! We can provide the following for your business:

   Blanket Property
   No Coinsurance Penalty
   Product Liability
   Product Recall
   Selling Price Coverage
   Off Premises
   Dishonesty
   Mechanical Breakdown
   Automobile
   Workers' Compensation
   Umbrella
   Directors and Officers in Transit
   Employee Benifits Liability
   Computer Equipment
   Employment Practices (Abuse, Wrongfull
       Termination, etc.)
 
General Contractors Back to Top

Our agency has been insuring general contractors for over 25 years. We are very competitive and offer the following:

   General Liability, including care, custody,
       and control
   Property
   Property damage to your work equipment
   Crime/Bonds
   Automobile
   Workers' Compensation
   Excess/Umbrella Coverage
   Builders risk and installation floater
 
Contractors/Utility Back to Top

Our Agency represents insurance companies that are endorsed by: The National Utility Contractors Association. (NUCA)

We have very competitive insurance premiums and are actively seeking new businesses. We offer the following:

   Blanket Building and Personal Property
   Loss Control
   Design Error Liability
   Product Recall
   Automatic Auto fleet coverage
   Computer system breakdown
   Tools and Equipment
   Replacement Costs
   Loss of Income of Contractors Equipment
   Work site pollution
   Crime/Employee Dishonesty
   Materials at job site
   Liability limits to $5,000,000
   Workers Compensation
 
Land Improvement Contractors Back to Top

The following coverages are available for Land Improvement Contractor specific businesses:

   Equipment, including rental
   Property
   Loss of Income
   Dishonesty
   General Liability, including on site pollution
   Workers' Compensation
   Umbrella
   Automobile
   Monthly Pay Plan
 
Street/Road Builders Back to Top

The following coverages are available for Street/Road Builder specific businesses:

   General Liability
   Property
   Business Income
   Equipment and Equipment rental
   Crime/Bonds
   Automobile
   Workers' Compensation
   Excess/Umbrella Coverage
   Limited pollution coverage
 
Water Well Drillers Back to Top

Our agency has been contracted by Bituminous Insurance company to actively solicit insurance for water well drillers. Bituminous, a member of old republic group has been in business since 1928. Bituminous has developed a special package policy for your business that is very competitive and offers the following:

   Blanket Property
   Replacement Cost
   Business Income-12 Months
   Collapse
   Equipment - including down hole coverage
   On site pollution
   Employee Dishonesty - $10,000
   Ordinance Increase Costs - $25,000
   Equipment rental reimbursement
   Liability to $10,000,000
   Drilling rig covered under general liability
   Automobile
   Workers Compensation
   Monthly Pay Plan
 
Agri Businesses Back to Top

Our agency has been writing insurance for the Agri-business industry for over 25 years. The insurance market is currently in hard times. Some companies are restricting coverage's, non renewing policies and cancelling mid-term. Our agency is still actively soliciting Agri-Businesses accounts. Our company specializes in writing coverage for grain elevators, feed mills, fertilizer plants, seed plants, dairy creameries, and petroleum distributors.

We can include the following coverages:

   Blanket Building and contents
   Legal Liability
   Cargo
   Electrical Equipment
   Loss of Income
   Accounts Receivables
   Herbicide & Pesticide Liability
   Accidental Discharge
   Automatic Fleet Coverage
   Seedmen's Error and Omissions
   Employee Dishonesty
   Money & Securities
   Pollution Clean up
   Workers Compensation
   Directors and Officers
 
Auto Parts Back to Top

The Pierce Insurance Agency is actively soliciting property and casualty insurance for auto part stores. Within the past year there has been large increases in the premiums, cancellations, and non renewals. Our Agency is stable, competitive, and we offer the following:

   All peril property
   Property of others
   Accounts Receivables
   Employee Dishonesty
   Liability Limits to $5,000,000
   Workers Compensation
   Plate Glass
   Leased personal property
   Money & Securities
   Equipment breakdown
   Automobile
   Umbrella Liability
 
Golf Courses Back to Top

Are your insurance premiums for Workers Compensation, Property and Liabality getting out of hand? Our agency has been insuring golf courses for over 25 years. We have stable programs specifically designed for golf courses that cover the following and more:

   Property Coverage (including water damage)
   Equipment breakdown (including
       pumps/irrigation equipment)
   Blanket building contents
   Automatic Coverage on equipment & carts
   Theft of money or property
   Liability up to $5,000,000 - including liquor
       liability
   Carts & equipment of guests at your club
   Greens and tee box damage $50,000
   Umbrella Liability
   Hole in one coverage, no charge ($1,000
       prize)
   A + rated company
 
Churches Back to Top

Are your insurance premiums for workers compensation, property, and liability getting out of hand? Our agency has been insuring churches for over 25 years. We have a stable program specifically designed for churches that cover the following:

   Property coverage
   All glass
   Theft of money or property
   Employee Dishonesty
   Liability Limits to $5,000,000
   Professional liability/Pastor counseling
   Umbrella liability
   Product Liability
   A+ Rated Company
   Computer equipment
   Blanket buildings and contents
   Medical on volunteers
   Medical on athletic participants
   Liabilities for autos used on activities
   Sexual misconduct
   Directors and Officers errors and omissions
       liability
   Workers Compensation
 
Hotels/Motels Back to Top

Our Hotel/Motel program provides many expanded optional insurance coverages that you may not see elsewhere. Our program is designed for an industry based on high standards and service excellence. You qualify if your hotel is less than 4 stories and 100 rooms, 20 years old or newer and meet underwriting requirements. We can give you peace of mind with the following coverages:

   Blanket Property
   Liability up to $5,000,000
   Business Income
   Spoilage
   Hired and Non-Owned Auto Liability
   Water Back-up to $15,000
   Umbrella liability
   Workers' Compensation
   Equipment Breakdown to $15,000
   Employee Dishonesty
   Employee Benefits Liability
   Replacement on Exterior Glass
   Umbrella Liability
   Replacement cost on permanently installed
       equipment or machinery
   Property of others in your care, custody or
       control

If you have any questions or wish to discuss further Business Insurance Lines available,
please contact us at 800.693.6115 or click here


- Pierce Insurance Agency -
serving customers since 1974
33 East Highway 12 - Litchfield, MN 55355
Phone - 320.693.6115 | Fax - 320.693.3452 | Toll Free - 1.800.693.6115